Why choose Debt USA?

We help people just like you reduce their monthly payments to a level they can afford. Our goal is to get you out of your financial situation by settling your debts as quickly as possible. Free your mind of stress and get your life back on track. We’ll take over your problems by dealing with your lenders for you.

Call (800) 528-0097 today to find out more about our guarantee, and how it protects you.


No Upfront Fees

The DebtUSA promise is if we don’t settle your debt, you won’t pay us anything.



Your satisfaction is our top priority. We work tirelessly to deliver on our results.



We strive to reach the best settlements with the most savings. process.


Months or Less

You’ll be debt-free much quicker than by only making your minimum payment.

We make the process Simple

Free Debt Consultation

Discuss your concerns with our experienced debt settlement consultants. Every situation is different, so we’ll stay on the phone as long as it takes for us to understand your situation.

Realize the Savings

Once your debt consultant understands your situation, they will show you how much DebtUSA can potentially save you. The numbers will give you need to refocus on getting your life back on track.

Enroll in DebtUSA Process

Once we’ve answered all of your questions and you’re ready to move forward, our debt consultants will make your enrollment into our program quick and straightforward.

You could begin your path to debt relief in just a few minutes Find Debt Relief Options

The DebtUSA Process

The DebtUSA process is designed to settle your debt for a fraction of your outstanding balances. We realize that time and money are valuable to you. DebtUSA doesn’t take any form of payment from you until we settle your debt. Our experienced staff of negotiators will immediately begin negotiations with your creditors and get them to accept much less than what you currently owe.

Just 3 EASY steps in the DebtUSA Process

  • Accumulate Funds
    We deposit your payments into an FDIC-insured account in your name. DebtUSA will use these funds for settlement payments to your creditors after we receive your approval.

  • Patience
    Our Negotiators will start communicating with your creditors for the best settlements possible. Our goal is to show immediate results, but this part of the process will take time.

  • Live your life
    The last thing we want is for you to be stressed out. Relax, and let DebtUSA handle your situation. Our goal is for you to be debt-free by the end of the program.


What Does Our Process Cover?

DebtUSA can assist with many types of debt. Below are some of the account types we settle regularly:

  • Credit Cards
    Credit cards have low minimum payments, and the interest rates for unpaid balances are high. It could take decades to pay the balance in full.

  • Medical Bills
    No one plans on getting hurt or sick. If you don’t have health insurance, doctor or hospital visits can end up costing you more money than you can afford to pay.

  • Business Debts
    You need capital to open a business. When a company struggles, loans are still due, and as the business owner, you’re left holding the bag.

  • Personal Loans and Lines of Credit
    Similar to credit cards, these liabilities have low monthly minimum payments and higher interest rates than other forms of debt.

  • Repossessions
    The auto industry is notorious for lending money with a high interest rate. Everyone needs reliable transportation, so people still borrow from them.

  • Collection Accounts
    Many creditors sell their accounts to collection companies. They’re tough on consumers, but debt settlement professionals are well-equipped to handle them.

Do you qualify for debt settlement?

FREE Consultation

Call 800-528-0097 for a quick, free, and easy consultation. It only takes a few minutes to learn how you can save money and improve your financial situation.

You can get the answers you need, and take the first step towards improving your financial and emotional health.

Our consultations are free and informative.